pay property taxes michigan state of michigan tax return-manual review?
Has anyone ever had their e-filed michigan state tax return selected by computer for manual review? If so what was the outcome and did this impact the federal return in any way? I am self-employed and had paid a lot of property tax this year (close to $9,000.00) and also over $11,000.00 in mortgage interest which does look a little strange based on my 1099 MISC income…but I have the paperwork to prove what was paid. I do not have any large deductions that would be of concern.
If your property taxes are higher than average in your area, this will happen.
Happened to us the first year we bought our home because we had to pay the higher commercial tax rate instead of homestead (we bought after May 1 and got screwed!) for that year.
They will send you a worksheet that will request documentation for anything that is out of whack.
This digital document is an article from Tax Executive, published by Thomson Gale on July 1, 2004. The length of the article is 2247 words. The page length shown above is based on a typical 300-word page. The article is delivered in HTML format and is available in your Amazon.com Digital Locker immediately after purchase. You can view it with any web browser.Citation DetailsTitle: Michigan sales t…
TurboTax Deluxe helps find and maximize deductions. The software includes all the features in TurboTax Basic and guides customers step-by-step through mortgage interest, charitable contributions, education expenses, medical expenses and more. Not only does TurboTax Deluxe show taxpayers how to qualify for deductions, it also tracks how much they have saved. The software also includes ItsDeductible…
Michigan Real Estate Lawyer Brian Dailey on LawShow
pay property taxes michigan Can a home owner enter into a michigan land contract if they still have a mortage on the property?
Does the new owner pay the taxes and insurance?
Home insurance covers lots of different things. I’m not familiar with the Michigan regulations, so I suggest you call a nearby home insurance agent. http://www.goodinternetdeals.com/Home-Insurance.html They will be able to help you.
Maximize Your Deductions!Product InformationIncludes FREE Federal E-File! Get Your Refund Fast: E-File Your2008 Taxes with TurboTax. Here’s how E-File works: Start your return andE-File with TurboTax today. The moment the IRS starts accepting returnsscheduled for January 16 2009 TurboTax will submit your E-Filed return. TheIRS will confirm receipt by e-mail within 48 hours.TurboT…
This digital document is an article from Tax Executive, published by Thomson Gale on July 1, 2004. The length of the article is 2247 words. The page length shown above is based on a typical 300-word page. The article is delivered in HTML format and is available in your Amazon.com Digital Locker immediately after purchase. You can view it with any web browser.Citation DetailsTitle: Michigan sales t…
pay property taxes michigan How do I find out and state capital gains tax on the sale of a vacation home in Michigan?
I bought one Holiday from my grandparents in Michigan in 2001 for $ 60,000 ($ 150K probably below the market). I have some small improvements to the property (approximately $ 10K manufactured). My wife and I have never been so declared, as our primary home. There are an estimated $ 10K in personal property in this transaction sold. I am in the process of selling the property for $ 370,000. I want to make sure I keep enough money back for all the tax consequences, we shall see in the next year. I am curious if I have to pay income tax or to have in my home state of Michigan? How would this affect sales of our federal Registration? Capital gains, Alternative Minimum Tax and how much you believe we should start saving again for Uncle Sam?
Why do you do an IRC to exchange 1031st You need to escrow the ID property that you wish to purchase in 180 days from the date that you opened. In 1031 this you need a reputable company, or if, in Michigan a good real estate lawyer. Then the last two years of the five, you can make at home, the acquired property as a principal. Fill Just the front and back of the 1040 SCH D and you will win your cap figure tax. See if you can sell to sell the house as part of an installment since the cap on his head to collect on the life of the note can spread and thus bears the cap gain tax in U.S. dollars cheaper (See Form 6252) from old min Complete tax form 6251
This digital document is an article from Tax Executive, published by Thomson Gale on July 1, 2004. The length of the article is 2247 words. The page length shown above is based on a typical 300-word page. The article is delivered in HTML format and is available in your Amazon.com Digital Locker immediately after purchase. You can view it with any web browser.Citation DetailsTitle: Michigan sales t...
TurboTax Deluxe helps find and maximize deductions. The software includes all the features in TurboTax Basic and guides customers step-by-step through mortgage interest, charitable contributions, education expenses, medical expenses and more. Not only does TurboTax Deluxe show taxpayers how to qualify for deductions, it also tracks how much they have saved. The software also includes ItsDeductible...
Israel denies Aid ship, UK Real Estate $865 billion Debt, Geithner didn't pay taxes
pay property taxes michigan Did your property tax in wayne,mi went up?
I live in wayne county in michigan, and my property tax went up, $270 extra a month!! , i mean with the econmey the way it is, people cant afford houses any more, now ill have to pay $1480 a month on a 125,000 house!!, what the hell is wrong with obama, i tought hes going to lower taxes, me and my wife dont know what to do!! please help!!
Neither the President nor Congress have any control whatsoever over LOCAL taxes. He never said that he would or could do anything about those. Sorry.
This digital document is an article from Tax Executive, published by Thomson Gale on July 1, 2004. The length of the article is 2247 words. The page length shown above is based on a typical 300-word page. The article is delivered in HTML format and is available in your Amazon.com Digital Locker immediately after purchase. You can view it with any web browser.Citation DetailsTitle: Michigan sales t…
Maximize Your Deductions!Product InformationIncludes FREE Federal E-File! Get Your Refund Fast: E-File Your2008 Taxes with TurboTax. Here’s how E-File works: Start your return andE-File with TurboTax today. The moment the IRS starts accepting returnsscheduled for January 16 2009 TurboTax will submit your E-Filed return. TheIRS will confirm receipt by e-mail within 48 hours.TurboT…
Grand Rapids Bus to Nowhere Michigan Say NO to Silverline Rapid transit tax Part 1
Michigan Bankruptcy Law Helps you Choose the Bankruptcy Act for you
The word bankruptcy conjures up frightening images of your entire life collapsing around your ears. In this nightmare you feel as if you have no one to help you. This is not the case as the various states have various laws like the Michigan bankruptcy law, to help you out. These laws can help you choose the type of bankruptcy act that will be the most helpful for your situation.
Before you can apply for a bankruptcy hearing Michigan bankruptcy law requires that you go through with credit counseling at an approved government counseling agency at least 6 months before you file for bankruptcy.
As the bankruptcy process can be very complicated you might want to ask a bankruptcy lawyer to explain the Michigan bankruptcy law. This way you will understand what is needed from you before the courts can state that you are bankrupt.
Before you start the process of bankruptcy filing you will need to gather all of the documents that are needed by Michigan bankruptcy law to prove that you need to be declared bankrupt.
The documents that you need will include any deeds and titles to land and vehicles that you own, loan documents, your tax returns for the last 2 years, property and assets, all secured and unsecured debts with the names of the creditors listed, monthly living expenses, and major financial transactions for the last 2 years. You will also need to itemize your current income sources.
Once these various documents have been presented to your bankruptcy lawyers you will be required by the Michigan bankruptcy law to undergo a means test. The means test will be based on your monthly income and living expenses.
If your monthly income and expenses are more than what is the average for Michigan employee earners you can’t file for chapter 7 bankruptcy. Instead you will be able to apply for chapter 13.
In the Michigan bankruptcy law chapter 13 allows you to keep all pf your assets and property. You can pay off your creditors using the wages that you have left from your monthly expenses.
The chapter 7 bankruptcy act will require that a bank trustee liquidate your various assets to pay off your creditors. Once all of the debts have been paid, you will need to go through with a financial management instructional course after you have filed for bankruptcy.
The Michigan bankruptcy law is designed to protect you from being harassed as you try to settle the various debts that you have. The act of declaring that you are bankrupt should only be taken if you have no other course left open to you.
This digital document is an article from Tax Executive, published by Thomson Gale on July 1, 2004. The length of the article is 2247 words. The page length shown above is based on a typical 300-word page. The article is delivered in HTML format and is available in your Amazon.com Digital Locker immediately after purchase. You can view it with any web browser.Citation DetailsTitle: Michigan sales t…
Maximize Your Deductions!Product InformationIncludes FREE Federal E-File! Get Your Refund Fast: E-File Your2008 Taxes with TurboTax. Here’s how E-File works: Start your return andE-File with TurboTax today. The moment the IRS starts accepting returnsscheduled for January 16 2009 TurboTax will submit your E-Filed return. TheIRS will confirm receipt by e-mail within 48 hours.TurboT…
pay property taxes michigan Homestead on taxes ..?
I own a condo in Michigan, and recently moved to a different state. What address should I use on my taxes when I file?
My MI address or the current and why?
Also, for next year ( i know it is too soon), would I be able to use MI as my homestead ( I will still be paying property taxes, and mortgage interest, bc am not selling it or renting it out), and how would that work?
Thanks in advance : )
I am in MIchigan also and a licensed real estate agent.
Technically, you cant claim the MI home as a homestead because you really dont live there. For your income taxes – use the address where you want any refund or correspondence to go. I am not sure that the county/city government will find you and make you switch to non-homestead. If you dont own the place in your new state – it’s not like you are claiming that as a homestead – just temporary.
This digital document is an article from Tax Executive, published by Thomson Gale on July 1, 2004. The length of the article is 2247 words. The page length shown above is based on a typical 300-word page. The article is delivered in HTML format and is available in your Amazon.com Digital Locker immediately after purchase. You can view it with any web browser.Citation DetailsTitle: Michigan sales t…
Maximize Your Deductions!Product InformationIncludes FREE Federal E-File! Get Your Refund Fast: E-File Your2008 Taxes with TurboTax. Here’s how E-File works: Start your return andE-File with TurboTax today. The moment the IRS starts accepting returnsscheduled for January 16 2009 TurboTax will submit your E-Filed return. TheIRS will confirm receipt by e-mail within 48 hours.TurboT…
New York is one of the best destinations to visit at least once in a life time. New York hotel accommodation rates are fairly high and as there is much to do in the city a trip to New York can cost quite a bit. So when planning a holiday to New York, it is best to take money saving tips into consideration.
New York hotel rates fluctuate by the season. Winter is the best time, especially January to March, to find the best bargains as the rates are lower than other seasons. While Christmas in New York is an idyllic way to spend your holiday, hotel prices can sky rocket if you wait till the last minute to book; to avoid this try booking your hotel well in advance. Summer is a good time to visit New York, with lower rates, along with the month of November, just before the Christmas rush. Christmas is the most expensive and busiest season in New York.
Another money saving tip is, to avoid mid town and if possible stay at another location, as mid town hotels are more expensive than other areas in Manhattan. If you have time to travel, this is the best way to save some money for the other activities New York has on offer. Staying outside the Theatre District, where real New Yorkers live in the residential neighborhood, like Chelsea, Upper west Side, Greenwich Village and Murray Hill would be the best value for your money.
Before booking New York hotels, it is better to search for discounts and special rates. Many hotels have different promotions from time to time. Therefore before actually committing to a hotel or agent ask for discounts or search for promotions. If you travel with children, search for ‘children stay for free’ hotels, as there are many hotels that offer children a free stay or special rates.
Be wise to hidden costs and extra charges and take measures to avoid them. Before using the hotel phone, check whether it is included in your room rate or whether it carries an additional charge. Do the same check before using any of the extras such as Parking, Water, Soda, Snacks etc and avoid a huge bill at the end of your stay. It is also better to be up to date on the service charges and local taxes.
Unlike other destinations New York is actually cheaper during the weekends. Most business hotels are empty over the weekends and offer low rates, Sunday night being very cheap. Mondays and Tuesdays are expensive. Some hotels have special promotions for weekends, so that would be the ideal time to schedule your stay and thereby save money.
Book your New York hotels online. Now you can find the best rates online, while comparing the rates from many companies at the same time. Some hotels give very attractive prices for online reservations, sometimes up to 30%-40% less than the normal rate. Once you book you can ask them about any special concerns you may have.
State Worker's abuse of the compensation & benefits program is Rampant, costs millions
Recent investigations in several Member States public-sector workers have shown unethical abuse sick leave, and compensatory behavior does pay millions of dollars in bloated payments made on entry into retirement. With tax revenues to fall and a few major financial cuts in government programs to deficit balanced budgets, many states simply can not afford to rampant abuse of the system continues unchecked.
He claims that managers throughout Calfornia government line up, following a systemic worldview of the right allow their employees to collect unused vacation, sick and comp time in a row, the agenda retirement payments of $ 100,000 or more.
Obviously, California is not alone in public sector unfair compensation and benefits practices, according to the State of New Jersey Commission of Investigation. In a scathing report delivered in December 2009 entitled, "The Beat Goes On, waste and abuse in the Local Government Employee Compensation and Benefits, "say the investigators story after story of the rampant abuse of the system:
"At a time of economic hardship unprecedented since the Great Depression depleted budgets and austerity the theme of the day and in the private sector, the gravy train continues without hindrance for selected Groups of people working in public accounting roles. "
Police in New Jersey point to their payments on paid sick leave in the Retirement as their "pension funds." And reported in one of the greatest abuse of the system, a doctor, the California prison substance abuse facility in Corcoran worked, received a grant of CA $ 815,000 when he left the civil service.
The doctor, Kim Nguyen, said in an interview that a high workload it held by the use of his leave. His boss paid special layers for comp time instead of overtime. "They never put enough doctors," he said. "I I never complained, so they thought that we could handle it … They asked us to work more. "
Critics say the payments system by lax Administration and generous benefits are not available to private sector workers defined highlight. The California Department of Personnel Administration administers workplace issues 237 000 for state employees.
During the contract negotiations in 2005, they have proposed limiting the holiday payment cap, but the Idea abandoned in favor of other provisions, according to Julie Chapman, chief deputy director of policy. Trade union representatives "gingerly" to managers who were exceeding the CAP more frequently than rank-and-file workers. government documents confirm that about 20% of non-union members or managers had their caps from end-2008 exceeded as opposed to about 4% of the employees union.
"The unions cried mightily strong," said Chapman. "They told us explicitly that it is not so much of a rank-and-file problem, it was a management problem. If the department proposed a similar raid in management, came the California State Association of Supervisors back, so that the enforcement of the leave cap from the negotiating table.
In the U.S. state of California between 2006 and mid 2009, Chapman admits that at least 100 million U.S. dollars, and "perhaps ten million was more" done to pay state workers to retire.
Most government employees may apply to work a maximum 80 days holiday, or 640 hours. Some people collect 'annual leave time, "including Vacation and sick days that lie under the same limits.
Private sector holiday caps on the employer, including Nestle USA, Oracle, Western Digital max out at 280 hours in contrast to the 640 hours for state employees authorized. And at least three other large countries, namely, New York, Florida and Texas allow no employees have such a high cap on holiday and sick pay.
Although these investigative reports are shocking in the depth and frequency of abuse, they are not surprising. Who would have thought that such a blatant abuse of Compensation and Benefits program would be politically so explosive that no one within the will to change current practices seem.
Not one is more on the plate just yet. But stay tuned, because there is supposedly a referendum for the November ballot in California designed to combat excessive retirement packages for newly recruited civil servants, grandfathering in older workers. Let us hope that it not too late. The state is supposed 20000000000 $ dollar in debt. If California or New Jersey in payment, taxpayers all over our country will be asked to pick up the his finances for the undisciplined spending without their own fault.
My recommendation is to double the liability of your organization's vacation, sick and compensatory time Practices, to ensure that you are on them. Work with your CFO to ensure that you understand your organization's liabilities in this area and willing to finance this debt. and find the strength to them in check, if necessary ….
The Perfect Cruise Vacation – How to Spend Less for the Very Best
Who ya gonna call? -
Where do you buy your cruise tickets to get the best price? Should you buy from a traditional travel agent, an online mega-seller or direct from the cruise line? Surprisingly, when it comes to the base fare, it doesn’t make much difference. Price variation is more contingent on qualifying for a particular type of discount; promotional, seasonal, past passenger, military or last minute booking- than on where you buy your ticket. The real variables between booking channels are in the level of service provided during the process and perks offered. So read on to learn how to max the experience while making sure you are getting the best value.
When trying to determine actual price from the advertised price, cruise fares can be almost as maddening as airline pricing. Advertised cruise prices are often misleading and unnecessarily vague.
Published prices are always per person based on double occupancy. Additional people occupying the same cabin pay less…usually a lot less. Port taxes and other fees are considerable and are the same for everybody, regardless of category and whether they are the first or fifth person in the cabin.
The add-on fees and taxes when combined with the base fare have been known to add 20% to 50% to the total per person, especially on shorter, already deeply discounted cruises. Always remember to ask about price inclusive of all fees and taxes- or note the fine print if you are reading a brochure. Some cruise lines include the added fees in their advertised prices, most do not. Always ask.
The most common discounts are seasonal, last minute, military, geographical, past passenger, senior citizen, positioning itineraries, promotional and distressed categories.
Seasonal – Caribbean cruises are typically discounted in the fall. Alaska cruises will be cheaper at the beginning and end of the season (May, September and October). Ditto for European and Mediterranean cruises – avoid the peak months of July and August and you’ll probably snag a good deal.
Last Minute – Waiting to book can also lead to a great bargain, especially if you are prepared to depart on short notice, having no strong preferences on which ship or itinerary.
Military – Tell the agent that you won the Medal of Honor fighting alongside Sgt. York at the Battle of Verdun and you might get an extra 5% to 10% off.
Geographical – Sometimes small discounts will be available because of where you live – say in Paris, Texas instead of Paris, Tennessee. (Don’t ask why – it is something known only to cruise line executives.)
Past Passenger – lines will frequently offer discounts and/or perks to loyal customers -depending on the number of previous cruises with that particular cruise line.
Senior Citizen – If you are over age 55, ask if an age related discount is available.
Promotional – These kind of discounts can rear their pretty little heads for any number of reasons – again, some only known by cruise lines executives.
Positioning Cruises – These are necessary but less popular itineraries needed to get the ship from one seasonal station to another – say, from Miami to Seattle for the Alaska season. These itineraries are available mostly in the spring and fall and almost always offer deep discounts. But be forewarned – these positioning cruises involve long days at sea and fewer ports. This is especially true of trans-Atlantic positioning cruises.
Category Sale – Another frequent price promotion – a ship may be over-sold in one category and grossly under-sold in another; resulting in deep discounts on the latter.
How to get the most perks –
Many times it is as simple as asking! If you are working with a travel agent, have the TA quiz the cruise line reservations department about any and all available promotions and perks on the sailing(s) that interest you. A good, experienced agent will have a long laundry list of possible perks for which you might be qualified. Or, if booking direct with the cruise line, use what you have learned here about booking direct- but you will need to play the role of Grand Perk Inquisitor yourself.
People who are associated with a group of passengers traveling on the same sailing will automatically qualify for some combination of perks- such as category upgrades, onboard spending credits, free photo, bottle of wine, private meetings, a free shore excursion, etc.
Tip – What most would-be cruisers don’t know is that you only need to be associated with the group on cruise passenger list – not literally. Hence, you only need to find an agency or online consolidator that has group space reserved on cruises that match your desired dates and destination- and before you know it you’re cruising in Perk City. Additionally, if the group is a theme group lead by a celebrity- you might find yourself temporarily basking in the glow and glory of one of your all time idols. Imagine the thrill of being part of the Simon Cowell School of Charm Cruise – complete with an in-the-flesh tongue lashing and public humiliation by Mr. Warm & Fuzzy himself!
Many mega-agencies will have hundreds of departures available with blocked group space into which they can slip perk hungry purchasers.
How to keep costs low -
Cruises were once all-inclusive – one price paid for everything. Today the cruise fare can pale in comparison to the bill you receive at the end of your cruise. There are so many extra cost options – you need to manage those activities as you go.
On board you have no need to carry cash, a credit card or even your wallet on your person - you are issued one card with a magnetic stripe that does triple duty as your room key, on board spending card and boarding pass. You can purchase anything on board with this little piece of plastic convenience in your pocket- alcohol, soft drinks, gift shop items, shore excursions, photographs, spa treatments, art work, surcharges for alternative restaurants, Internet access, ship to shore phone calls- you can even buy chips for gambling in the casino.
Tip – many ships now allow real time access to your on board spending tab at any time from the closed circuit TV in your cabin- displaying a current, up-to-the-minute running total – with details for each line item. So, you can rein in spending if it appears to be getting out of hand. Plus, you can call the front desk at any time to dispute an item if you think the charge is incorrect or excessive for any reason.
Tip toe lightly through the minefield of extra costs once on board -
Alcoholic beverages – Booze is always at extra cost with prices running about what you would expect to pay for similar service in a moderately upscale on-shore establishment.
Soda - priced from $2 to $4 per soda depending on ship and cruise line – if you consume soda daily best bet is to buy the flat rate “unlimited sodas” option for duration of the cruise.
Wine – always at extra cost with prices running about what you would expect to pay for similar in a moderately upscale on-shore establishment – there will be some “freebies” like at the Captain’s Welcome Aboard party or a complimentary bottle if it is your anniversary.
Specialty/Alternative restaurants – most have surcharges of $15 to $40 per person per reservation – the average being about $30. In our opinion the price is well worth paying for a night or two – especially if you want to experience elegant, high-end dining at a level that could easily cost $100 or more per person in a similarly upscale shore side establishment. (Click here for more details on the fine points of maxing the shipboard dining experience.)
Internet access – Available on most ships, you can purchase a basket of minutes for a fixed price. To economize on these dearly priced minutes, read and compose email offline – then log on just for sending and receiving.
Ship to shore phone calls – forget about it! Charges run $2 to $3 PER MINUTE! Buy the Internet access plan instead – then use Skype from your laptop. Plus, your regular cell phone will work on occasion – especially if you are departing from a US port and near land. My Sprint phone usually works just fine from the deck of the ship when within 5 or 6 miles of Miami, Ft Lauderdale or any US island like St. Thomas, Puerto Rico, etc.
Coffee bar – Although regular coffee at meals is included in the cruise fare, you are charged extra for specialty coffees such as espressos and cappuccinos – priced at about what you would expect to pay at Starbucks.
Photos/videos - They are grossly over-priced but it’s a captive audience, so they can get away with it. Even so, you might want to go ahead and buy one or two. My spouse and I always like to get a classy shot of us all dressed up in our matching pink satin bib overalls on formal night.
Art Auctions – Usually held on days at sea to insure a captive audience, these events are intentionally set in a high trafficked public place to guarantee that innocent victims strolling by will be sucked in by the slick, silver-tongued Art Auction barker. You are cautioned to hold your hand firmly over your pocketbook when in proximity, as well as averting your eyes, humming loudly to yourself to drown out the beguiling sales pitch. It is our personal theory that these Pimped Up Picasso Pushers may be a contributing factor in the recent rash of suicides by jumping overboard. But, that’s just us.
Onboard Shopping – What started out years ago to be just a storage closet with a Dutch door - only open for business for an hour or two each day – primarily for elderly passengers to stock up on essentials such as Denture Cream and Preparation H (sold separately so as not to be confused) has now morphed into mega-malls to rival those of a small city. And, the deals have gotten better and better – with volume has come lower prices – sometimes even lower than shore side because of the lack of taxes.
Tip: Merchandise often goes on sale during port visits – if local authorities allow the onboard shops to stay open while in port – as well as on the last day of the cruise. If you can wait to buy that tacky tank top that says “I went down on the Titanic”, you might save a few bucks.
Gratuities – This is another aspect of cruising that has changed drastically over the years – from no tipping, period…to no tipping required…to “you’d better tip if you ever want to see your luggage again“…to prepaid tips. On cruises today you can expect to tip – but our preference is to maintain control over who and how much. So we stick with the old fashioned method. Pretending to be Congressional lobbyists, we go around the ship on the last night passing out envelopes stuffed with cash. However, if you are into convenience – go the prepaid route. You can always give a little extra on the side at the end of the cruise.
Gambling – There is a reason why the English blackjack dealers refer to customers in the casino as “punters”. For that same reason, our advice is to STAY OUT!…especially if you are easily mesmerized by loud noises, flashing lights and shiny objects going around in circles (NASCAR fans…are you paying attention?)
Tip: Occasionally people just have to test Lady Luck. If this is the case, set aside a fixed amount of money – an amount that you can afford to lose – and when that is gone, casually sip the last of your drink – but NEVER eat the ice; nervous, out-of-control ice eaters have been known to snow in their pants – then slowly but humbly stagger away from the table with downcast eyes, pockets turned inside out. Your dog will still love you.
How to earn a free cruise -
It is a well known secret that cruise lines offer a “TC” – or Tour Conductor berth – to travel agencies booking groups. With most cruise lines the ratio is one free for every fifteen full fare paying passengers traveling on the same cruise. The sixteenth person pays only the taxes and fees. (Note that only the first two people occupying a cabin are credited towards the TC- third and fourth people sharing a cabin at a discount rate don’t count- so you can’t stack-the-deck by cramming five people into each of three cabins.)
Tip - There several ways to leverage this offer – and most travel agencies will work with you on this. Give the credit away to a fellow cruiser; use it to defer your own cost of cruising; tell your travel agent that you want the credit to be an overall discount for the group- or, like a bankrupt CEO bailed out by tax payer money – skip the cruise, pocket the credit as a cash bonus and retire to your deluxe double-wide on the shores of Lake Titicaca.
Pros & cons of booking direct with the cruise line -
Pros – If you know exactly which line you want to take, the cruise line should be able to answer all your questions in great detail and will take your booking direct. You can access a cruise line’s online booking engine 24/7 and not have to wait for the travel agency to open for business.
Cons -The cruise line is going to offer the same price as travel agents – you won’t save any money on the fare. However, they are not going to tell you about any other cruise line that might match your needs – or have lower prices for the same itinerary. If you register on many of the cruise lines own sites for information, the lines will contact you often. One can receive weekly phone calls and emails for months or years!
Once you’ve talked with a travel agency, you need to let the agency handle the cruise booking details, follow up questions, etc. (although other cruise related add-ons such as airfare, hotels, car rental, travel insurance, shore excursions, etc. can still be handled on your own – or online if you are a “do-it-yourselfer” and wish to avoid agency service fees.)
If the cruise line knows that you have already reserved space through an agency they are not likely to provide further information. In such case, when called directly, the cruise line will stonewall – relentlessly referring you back to your travel agent for any more details.
Now you are ready to cruise – to max the experience while controlling the costs. But there’s more. Coming soon – articles on getting the best airfare; the best stateroom, maximizing onboard experiences such as dining, activities, entertainment, as well as how to get the best deal on travel insurance (hint: it is usually NOT the coverage offered by the cruise line). – Lyn Edwin Cathey
pay property taxes michigan Foreclosure and property taxes?
I haven’t made a house payment since February… expect my home to go into foreclosure… What are the consequences to not paying the property taxes?
I live in Michigan.
Thank you
no consequences. when home is foreclosed one of the things the bank will need to do is pay all past real estate taxes.
This digital document is an article from Tax Executive, published by Thomson Gale on July 1, 2004. The length of the article is 2247 words. The page length shown above is based on a typical 300-word page. The article is delivered in HTML format and is available in your Amazon.com Digital Locker immediately after purchase. You can view it with any web browser.Citation DetailsTitle: Michigan sales t…
Maximize Your Deductions!Product InformationIncludes FREE Federal E-File! Get Your Refund Fast: E-File Your2008 Taxes with TurboTax. Here’s how E-File works: Start your return andE-File with TurboTax today. The moment the IRS starts accepting returnsscheduled for January 16 2009 TurboTax will submit your E-Filed return. TheIRS will confirm receipt by e-mail within 48 hours.TurboT…